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Types of Accident Compensation

This type of compensation usually covers medical expenses, including prescription medications as well as devices, physical therapy, and surgery. It could also be used to pay for future earnings.

This type of compensation is commonly referred to as "general damages." However, determining the value of these damages is complicated because insurers use different methods of calculation.

Economic Damages

Economic damages are the tangible, measurable expenses that result from an accident compensation claims. They include out-of-pocket expenses such as lost wages and property damage costs and future financial losses resulting from the injury or disability. Courts and juries usually calculate these costs by using documents like hospital bills, pharmacy receipts and estimates for vehicle repairs.

These are the immediate expenses of a crash, and are simple to prove. They typically include medical expenses like the initial hospital stay, and all follow-up care and Accident Compensation treatment. These expenses can also comprise the cost of repairing damaged cars or other items of property such as clothing and household goods. These expenses can also include the cost of hiring someone else to help with housework or driving your children to school or any other extracurricular events.

Lost wages are a different and important category of economic damages. This is not just the lost wages due to your injuries but also any loss of productivity while you recover, and any vacation or sick days. In some cases you can recover compensation for the loss of future earnings capacity. This is the case if you are unable to resume your previous work or earn the same amount.

While these expenses are transparent and quantifiable, some of the other damages you can claim are not as clear. These non-economic damages are often more difficult to quantify and can include things like pain and suffering, disfigurement or loss of enjoyment of life.

What can you prove to prove these Damages?

While some of the expenses within these categories are easy to prove by submitting receipts and papers, other expenses may require expert testimony. For instance, in the event where an accident compensation claims leads to an extensive spinal cord injury that leaves the victim partially paralyzed, it might be necessary to speak with an occupational specialist to assess the full impact of the injury. This will assist the jury or court to make a precise determination of what your total personal and financial consequences will be.

The most complicated kinds of economic losses are those that involve future medical expenses and lost earnings. You may be able record these expenses using a medical professional's estimate of your best medical improvement or when your recovery is expected to be over. You must prove that you are likely to suffer a future financial loss. This can be accomplished by sending in your pay stubs, or expense receipts.

Insurance companies try to not pay as much damages as they are required to. A knowledgeable personal injury lawyer can ensure that you receive all compensation damages to which are entitled. Contact Dennis and Accident Compensation King today to set up an appointment at no cost. We can help you recover all of your financial and other damages following a New York auto accident compensation claim or personal injury incident.